Buying your own property may be a good idea when settling in the Netherlands and planning to stay for a longer period. It is highly recommended to meet a mortgage advisor to discuss what you will be able to afford and if you meet the requirements to get a mortgage loan.
In search of a potential house to buy, getting in contact with a real-estate agent may be a good idea. He or she will be able to help you find housing that will meet your budget and preferences. It is advisable to check if your potential real-estate agent is a member of the MVA (the association for real-estate agents in the metropolitan area of Amsterdam) or NVM (the Dutch association of real-estate agents). Other options are the digital housing platforms Funda and MVA or advertisement in local newspapers.
Renting in the private sector is the quickest way to find housing in Amsterdam. You can find private rentals by contacting a real-estate agent, make sure he or she is a member of the MVA (the association for real-estate agents in the metropolitan area of Amsterdam) or NVM (the Dutch association of real-estate agents). Furthermore, Rooftrack, Funda and Pararius have a wide variety of private rentals listed on their websites. The average monthly rent of a 45m2 studio in a “normal” area in Amsterdam is € 1,020,- and € 1,292 in an “expensive” area*. Check the I Amsterdam website for more information on the private rental sector.
When renting a property in the private sector, make sure that you have checked the contract with your landlord well before signing it. Click here for more information on tenant rights.
Amsterdam has a unique variety of neighbourhoods, with each of them having its own distinct character. You can consider living in the more traditional areas, like the Pijp, the Canal District and Oud-West, or the up-and-coming areas, like Noord and De Baarsjes. Visit the I Amsterdam website for more information on the neighbourhoods in Amsterdam.
You may also consider living outside of Amsterdam as the public transportation in the Netherlands is very efficient. Cities like Amstelveen, Utrecht, Haarlem, Leiden and The Hague are all within an hour away from Amsterdam.
The Netherlands has a big social housing sector. The social houses are owned by private, non-profit organisations and they are reserved for people with a lower income. The prices of social housing are relatively low; however, the waiting list is 5-10 years. Check the I Amsterdam website for more information on the requirements and procedures.